Mortgage Loan Hints

Mortgage Calculators

There are many, many ways to forecast how extra payments and payment frequency can affect your mortgage. The easiest way to learn about the effect you can have on a mortgage is to play with the numbers using a mortgage calculator.

Below are some of the very best free mortgage calculators we could find on the internet. See how your home loan could be affected - better or worse - by plugging your numbers into some of our calculators today.

On-line Calculators

Split Loan Calculator Splitting your home loan into fixed and variable rate portions can provide insurance against future changes in interest rates that we can't predict. Use this tool to calculate your repayments and total interest under different fixed and variable rate scenarios.	Loan Repayment Calculator Use this calculator to work out your minimum weekly, fortnightly or monthly repayments on your 'principal and interest' or 'interest only' home loans.
Extra Repayment Calculator Find out how much you can save on time and total interest payable by making additional contributions on and above your minimum repayments for your home loan.	Lump Sum Repayment Calculator Find out how much you can save on time and total interest payable by a lump sum contribution on and above your minimum repayments for your home loan.
Borrowing Power Calculator Find out how much you can borrow.	Stamp Duty Calculator Calculate how much stamp duty you have to pay.
Amortising Calculator Use this calculator to work out how much of your monthly payment is interest and how much is your principal over the term of your loan. This calculator will also show how much interest you pay.	Term Deposit Work out how much interest you can earn from term deposits with interest payable and compounded at different intervals.
Budget Planner Try our Budget Planner. Enter your annual income and expenses to assess your financial position.	Savings Calculator Work out your savings from an initial investment plus regular monthly deposits.
Leasing Calculator Work out your monthly repayments for your lease based on your purchase price and term, interest rate, and residual value.	Where Can I Buy? Determine how much you can borrow based on current salary and expenses, add your deposit, then find out what postcodes offer you affordable properties around Australia (excl. SA & Tas).
Tax Calculator Work out your income tax liability according to the ATO's personal income tax scales.	Loan Comparison Calculator Select any two home loans on the market for a direct cost comparison. Determine which is the cheapest in total fees and interest over the life of the loan.

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